Do I Qualify?

To qualify for a Car Title Loan, you must meet the following criteria:

  • You must be age of majority.

  • You must have a vehicle (Car, Truck, Ban, S.U.V or Motorcycle) that is no more than Eight (8) years old.

    (Some exceptions apply — Call us to find out if your car qualifies.)

  • You must have clear title to your vehicle.

  • You must have both collision and comprehensive insurance on your vehicle.

  • You must have the vehicle both registered and insured in your name.


Additionally, you must be able to provide us with the following:

  • A valid driver’s license.

  • A proof of residency: any piece of computer-generated mail that has been sent to you at your address.

  • Your vehicle’s registration and insurance.

  • A second set of keys to your vehicle.

What you need to know…..

Loan Fees:

The fees consist of an Auto Check (to check for accidents and vehicle origin), Lien Search (to make sure the vehicle is free and clear of all liens), and a Vehicle Inspection / Evaluation.

Loans Rates:

Loan rates are less than 3% per month.

Repayment Fees:

Car Title Loans Canada provides four-year term loans. There are no prepayment fees for early repayment of the loan.


Code Of Practice, Policy and Compliances

Our company is in compliance with the provinces and local regulations. Code of Practice/Policy on responsible lending as per the PPSA personal property securities act of British ColumbiaAlberta, Saskatchewan, Nova Scotia, New Brunswick, Prince Edward Island, Newfoundland & Labrador and Ontario.